Test subjects:
- deposit acceptance conditions for natural persons;
- bank deposit actions for natural persons.
Research location: Kyiv.
Parameters of the banks being analyzed:
- Deposits: names of the bank and deposit, minimal deposit amount, term, currency, interest rate, interest payment conditions, fulfillment possibility, minimal fulfillment amount, maximal fulfillment amount, fulfillment commission, partial withdrawal possibility, minimal partial withdrawal amount, maximal partial withdrawal amount, partial withdrawal commission, pre-term withdrawal commission, pre-term withdrawal conditions, prolongation possibility, prolongation conditions, capitalization conditions, the place where the interest is added every month, the place where the interest and deposit body are added at the end of term, card interest, possibility of getting to deposit body via card, documents pack, depositors, additional information.
- Deposit actions: the dates of beginning and end of an action, the action’s name, the action’s conditions, bonuses and benefits, region where the action is taking place.
Report type: database (summary table) performed in MS Excel.
Periodicity of giving reports:
- once a month – by the 5th of each month;
- twice a month – by the 5th and the 20th of each month.
Test results consumers: senior management of the bank, members of core committees (CCEM, Tariff committee), managers of business-directions, new bank products and services developers.
The cost of giving deposit database:
- once a month – 2 500 hryvnyas;
- twice a month – 3 500 hryvnyas.
The cost of giving the information on deposit actions:
- once a month – 1 000 hryvnyas;
- twice a month – 1 500 hryvnyas.
Discounts:
- 15% - for the banks cooperating with ‘Prostobank Consulting’ company in terms of giving the information on their bank services – A-group.
- 25% - for the customers who use the services (advertisement, PR, researches) on a regular basis – B-group.
- 40% - for the banks that simultaneously belong to both A- and B-groups.
- 50% - for all the customers within first two month of using the service.
Example: report on conditions of accepting deposits and deposit actions.
