Blogs

No matter what some people say about Ukrainian economy, our citizens’ wealth is steadily increasing. You can make sure of it looking at full concert halls and larger number of Ukrainian tourists abroad.

Bankers divide people into physical and legal persons, and they repeat the same division on their sites. ‘Physical person’ and ‘Legal person’ are common terms, but not commonly-acceptable. Quite long time ago I heard a story which is usually served as a kind of ‘my friend from Credits told me yesterday’:

I know that people are different and you shouldn’t treat all alike, but I will never get accustomed to people’s rudeness.

My husband is a football fan, and the news about Ukraine’s hosting EURO-2012 didn’t pass unnoticed in our house. From time to time this topic arises in conversations and, what is the most surprising, we are getting more and more worried about our country’s ability to host such a football forum at the decent level. Because that number of problems which will require immediate solving is really impressive.

At the dawn of my working activity I was acquainted with a plastic card. My job is connected with permanent business trips abroad, and the plastic card has become a true magic wand.

In the process of another study of consumer goods purchase credit market a credit expert of one of the biggest Ukrainian banks was convincing me of the necessity to pay 10% annual bank-rate during the whole term of credit use. And at the same time, due to the bank representative’s words, the bank doesn’t charge any commission, insurance or any other payments, except for the interest.

I have frequently been asked why ‘Prostobank Consulting’ Company displays on its portals such a useful information, not collecting payment from the visitors. Especially frequently this question is asked by so called credit brokers that help the borrowers choose and get the credits in various financial establishments.

Did you notice how significantly has the public payments commission increased in the banks?

Let’s suppose you are going abroad to Europe, the USA or Canada. Of course, you will always need cash money, but having a charge card about you, you can take as much cash as it is possible within entrance limits, and easily go through ‘the green corridor’.

I sympathize with representatives of small- and medium-scale business. Not only doesn’t the state want to help, the banks don’t really press towards attracting such customers. If they come – let them come, if they don’t – let it be, the banks only want to serve the corporative or VIP customers.

Plastic cards firmly took their place in our everyday life. No matter whether we want it or not, we have to use ‘plastic’ because we get our salary transferred to it. According to statistics the most part of Ukrainian people do not use plastic card in their full, not going beyond drawing out the money using ATM.

Unfortunately, the banks do not always work perfectly, and quite often on getting a credit a customer can face different difficulties.

If you are going to visit Prague in the nearest future, it will be interesting for you to know something about specific features of currency exchange which exists in the Czech capital.