‘Prostobank Inform’ is a service which allows the Ukrainian banks to get actual information on bank services market on a regular basis.
Currently the service includes surveys of bank services for individuals and legal persons (including small- and medium-scale business enterprises) market of Kyiv.
Advantages of ‘Prostobank Inform’ service are the following:
- Flexibility of choice: a company offers a customer to choose any banks for monitoring product range parameters;
- Information credibility: reports are arranged on the basis of data received by regular calling the branches and Call-centers of the banks, surfing Internet-portals, and also on the background of data given by the banks;
- Complete information: each bank product is studied by maximal number of parameters, taking into account individual features of product range of every financial institution, and also in all currencies which serve at service propositions on the market;
- Actual data: reports on the products are sent regularly to the e-mail given by the customer.
Periodicity of sending the reports:
- Individuals – weekly (every Monday);
- Legal persons – two times a month (at the beginning and in the middle of the month).
- Affordability of the service:
Cost of monthly maintenance is
- Individuals – 15 uah per 1 product-bank;
- Legal persons – 40 uah per 1 product-bank.
Minimal cost of monthly maintenance is 500 uah.
- Pricing transparency: a customer defines the cost of monthly maintenance proceeding from the number of studied banks and products (see the examples below);
- Wide range of studied products: a bank can order a report on any of the following bank products:
For individuals:
- Deposits;
- New car loans;
- Used car loans;
- Housing loans on the secondary market;
- Housing loans on the primary market;
- Housing loans on the program of the State mortgage institution;
- Land loans;
- Refinancing mortgage loans;
- Programs on reconstruction loans;
- Cash loans;
- Goods on a credit;
- Consumer loans against a property pledge;
- Credit cards;
- Payment cards;
- Terms of accomplishing money transfers.
For legal persons:
- Deposits (including deposit lines);
- Commercial property loans;
- Auto transport loans;
- Equipment purchase loans;
- Circulating assets fulfillment loans;
- Microloans;
- Express-loans;
- Agriculture loans;
- Payment and cash maintenance.
Example of service cost calculation:
For individuals:
- Products: deposits, new car loans, housing loans on the secondary market, loans against a property pledge, and cash loans – total 5 items;
- Number of banks-objects of research: 10 items;
- Monthly maintenance cost of giving the reports = 5 products * 10 banks * 15 uah = 750 uah.
For legal persons:
- Products: auto transport loans, circulating assets fulfillment loans, microloans, express-loans, commercial property loans – total 5 items;
- Number of banks-objects of research: 10 items;
- Monthly maintenance cost = 5 products * 10 banks * 40 uah = 2000 uah.
The mentioned service will allow a customer-bank not only to correct its pricing policy in accordance with market tendencies, but it will also allow to improve the quality and diversity of product range.
In order to get more detailed presentation of the service, and samples of reports too, you should contact us.
